Is a debt consolidation loan always a bad idea?

No, I think loan consolidation is great. I have great experience with loan services and companies. It is cool that nowadays people who live around the world can order loans via the internet. There are a lot of different choices for Canadians (This is the place where I am from) they can visit banks, visit local loan services or as I mentioned make loan requests online. It is so easy right now that even a little baby can get some money.